Management Board of Baltic Horizon Capital AS has approved the unaudited financial results of Baltic Horizon Fund (the Fund) for the twelve months of 2025.

The Fund reports Q4 2025 and full year 2025 unaudited results in the spirit of fresh start under new ownership of the Management Company, strengthened organization, and at the same time communicates a decision to proceed with the secondary public offering of new units.

The Fund generated a total of EUR 15,098 thousand of rental income during 2025. Due to significant vacancies across the portfolio (13.8% at the end of 2025), the limitations of rental contracts, and the write-offs of old debts, the total volume of property costs not recovered from the tenants amounted to EUR 3,435 thousand during the year, thus resulting in the Net Operating Income (NOI) of EUR 11,663 thousand. Excluding the effect of properties disposed during 2024 and 2025, the like-for-like NOI comparison would amount to EUR 11,473 thousand for 2025 vs. EUR 11,339 thousand for 2024. NOI during Q4 2025 alone amounted to EUR 2,954 thousand, which also covers significant provisions (EUR 540 thousand) made for those historic tenants’ debts.

The portfolio continued undergoing major transformation of its leases also during Q4 2025, with particular attention on the leasing up of our largest assets – Galerija Centrs and Europa SC as well as the office properties in Tallinn and Riga.

The overheads of the Fund amounted to the total of EUR 1,923 thousand for 2025 (EUR 2,373 thousand for 2024). The Management is terminating all non-essential costs both for the Fund and in each subsidiary. Several of the subsidiaries are merged by the end of the year (further mergers underway in 2026) in order to minimize the administration cost involved, discontinued listing of SDRs – all these steps will start bearing noticeable savings from 2026 onwards.

The total cost of financing in the amount of EUR 9,193 thousand (incl. various fees), continued weighing heavily on the financial performance. The Fund remains overleveraged and this creates a dual challenge in the form of both high overall debt volume to be continuously serviced, as well as the perceived risk profile, and therefore – the pricing – of debt from the financiers of the Fund.

In the light of the portfolio characteristics, persistent adverse commercial market conditions, and with latest assumptions on the capex needed to upgrade the properties of the Fund, the revaluation of the property portfolio performed by independent valuators resulted in the total actual portfolio value at year end of EUR 208.9 million (the write-down effect of EUR 20,602 thousand recorded in Q4 2025). Total capital expenditure incurred during the year and expensed through fair value adjustment against year-end values amounted to EUR 4,764 thousand (including accrued brokerage cost on long-term leases, fit-out provisions for incoming tenants, etc.).

With this updated valuation of the property portfolio and the actual volume of financial debt in the amount of EUR 133,285 thousand (as well as other balance sheet items), the Fund equity ratio (equity-to-assets) stands at 36.1%, which is below the minimum level of 37.5% set out in the Terms & Conditions of the Bonds (ISIN: EE3300003235). The bondholders are being notified today of the occurrence of this non-compliance event which must be cured within a period of 20 days.

Furthermore, the three loans maturing in Latvia at the end of Q1 2026 require strengthening of the Funds equity by at least EUR 7.0 million as a condition for prolongations as well as source for partial prepayments.

In this light, the Management has taken a decision to proceed with the Secondary Public Offering of the units of the Fund in the total amount of up to EUR 25.0 million, as mandated by the Unitholders’ Meeting on 16 December 2025. Management believes that the minimum amount required to address imminent liquidity needs of the Fund, restore sufficient equity ratio level, and with that – ensure going concern of the Fund – will be met. On this basis the final audited accounts for 2025 will be prepared and published during the last week of March 2026.

The Baltic commercial property markets continue to face elevated uncertainty. Nevertheless, Management believes that the Fund reached an operational inflection point toward the end of 2025, from which a gradual improvement is expected during 2026. This expected improvement is based on concrete measures already underway, including the ongoing transformation of lease structures, active leasing of key vacant assets, the insourcing of property management functions, and the reduction of overhead and financing costs.

These expectations do not constitute specific financial, valuation, or distribution guidance and are contingent upon the timely execution of the planned turnaround actions, successful completion of the secondary public offering and related refinancing processes, as well as the absence of further adverse developments in the Fund’s operating markets or within its property portfolio. 

Overview of the Fund’s investment properties as of 31 December 2025

Property name Sector Fair value1 NLA Net initial yield Occupancy rate
(EUR ‘000) (sq. m) 20252
Vilnius, Lithuania          
Europa SC Retail 31,836 17,430 2.7% 82.5%
North Star Office 18,778 10,706 6.5% 93.2%
Total Vilnius   50,614 28,136 4.2% 86.6%
Riga, Latvia          
Upmalas Biroji BC Office 14,610 11,095 4.7% 56.6%
Vainodes I Office 12,400 8,128 8.1% 100.0%
S27 Centre Office 12,270 7,348 (1.3%) 58.7%
Sky SC Retail 4,700 3,260 9.0% 100.0%
Galerija Centrs Retail 58,356 19,956 4.6% 87.8%
Total Riga   102,336 49,787 4.7% 79.3%
Tallinn, Estonia          
Postimaja Retail 21,270 9,232 6.0% 99.8%
Apollo Plaza complex Leisure 13,260 7,877 6.8% 100.0%
Lincona Office 11,410 10,767 7.9% 90.7%
Pirita SC Retail 10,050 5,425 8.5% 95.1%
Total Tallinn   55,990 33,301 7.1% 96.1%
Total portfolio   208,940 111,224 5.2% 86.2%
  1. Based on the latest valuation as of 31 December 2025, recognised right-of-use assets and subsequent capital expenditure.  
  2. The net initial yield (NIY) is calculated by dividing annualized NOI by the market value of the property.

CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME

EUR ‘000        
01.10.2025
– 31.12.2025
01.10.2024
– 31.12.2024
01.01.2025
– 31.12.2025
01.01.2024
– 31.12.2024
 
Rental income 3,737 3,779 15,098 15,136  
Service charge income 1,165 1,145 4,947 4,744  
Cost of rental activities (1,948) (2,205) (8,382) (8,292)  
Net rental income 2,954 2,719 11,663 11,588  
           
Administrative expenses (404) (644) (1,923) (2,373)  
Other operating income 87 3 126 18  
Losses on disposal of investment properties (125) (245) (1,475) (863)  
 Valuation losses on investment properties (20,589) (3,052) (20,602) (15,581)  
Operating profit (loss) (18,077) (1,219) (12,211) (7,211)  
           
Financial income 4 169 69 196  
Financial expenses (2,067) (2,789) (9,193) (10,540)  
Net financial expenses (2,063) (2,620) (9,124) (10,344)  
           
Profit (loss) before tax (20,140) (3,839) (21,335) (17,555)  
Income tax charge 1,020 457 1,256 774  
Profit (loss) for the period (19,120) (3,382) (20,079) (16,781)  
           
Other comprehensive income that is or may be reclassified to profit or loss in subsequent periods          
Net gain (loss) on cash flow hedges 151 (446) 252 (1,003)  
Income tax relating to net gain (loss) on cash flow hedges (10) 1 (18) 52  
Other comprehensive income (expense), net of tax, that is or may be reclassified to profit or loss in subsequent periods 141 (445) 234 (951)  
           
Total comprehensive income (expense) for the period, net of tax (18,979) (3,827) (19,845) (17,732)  
           
Basic earnings per unit (EUR) (0.13) (0.02) (0.14) (0.13)  
Diluted earnings per unit (EUR) (0.12)  
               

CONSOLIDATED STATEMENT OF FINANCIAL POSITION

EUR ‘000 31.12.2025 31.12.2024
Non-current assets    
Investment properties 208,940 241,158
Intangible assets – 
Property, plant and equipment 7 5
Derivative financial instruments            – 1                      
Other non-current assets 242 1,225
Total non-current assets 209,189 242,393
     
Current assets    
Trade and other receivables 1,760 2,800
Prepayments 294 802
Cash and cash equivalents 5,377 10,053
Total current assets 7,431 13,655
Total assets 216,620 256,048
     
Equity    
Paid in capital 151,495 151,495
Cash flow hedge reserve (186) (420)
Retained earnings (73,059) (52,980)
Total equity 78,250 98,095
     
Non-current liabilities    
Interest-bearing loans and borrowings 113,252 98,491
Deferred tax liabilities 644 1,898
Derivative financial instruments 186
Other non-current liabilities 1,110 1,446
Total non-current liabilities 115,192 101,835
     
Current liabilities    
Interest-bearing loans and borrowings 20,033 50,736
Trade and other payables 2,729 4,473
Income tax payable 14 14
Derivative financial instruments 317
Other current liabilities 402 578
Total current liabilities 23,178 56,118
Total liabilities 138,370 157,953
Total equity and liabilities 216,620 256,048

For additional information, please contact:

Tarmo Karotam
Baltic Horizon Fund manager
E-mail tarmo.karotam@baltichorizon.com
www.baltichorizon.com

Baltic Horizon Fund is a registered contractual public closed-end real estate fund managed by Alternative Investment Fund Manager license holder Baltic Horizon Capital AS.

Distribution: GlobeNewswire, Nasdaq Tallinn, www.baltichorizon.com

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This announcement contains information that the Management Company is obliged to disclose pursuant to the EU Market Abuse Regulation. The information was submitted for publication, through the agency of the above distributors, at 18:40 EET on 17 February 2026.

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